$469,900
2.97 BTC
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Map
13 Cumming Street, St. Catharines
$469,900
PRICE
2 + 1
BEDROOMS
2
BATHROOMS
X12369882
MLSID

13 Cumming Street, St. Catharines

MOVE-IN READY BUNGALOW IN PRIME LOCATION WITH FUTURE FLEXIBILITY & BUILT-IN INCOME POTENTIAL! Welcome to 13 Cumming St., St. Catharines a raised bungalow with built-in flexibility for homeowners and investors alike. This home has a smart layout with 3 bedrooms, 1.5 bathrooms, and oversized windows that flood both levels with natural light. The lower level has been freshly renovated (2024) and already has plumbing in place for a second kitchen and bathroom expansion, making it ideal for an in-law suite or full duplex conversion. Whether youre looking to generate rental income, house extended family, or build equity quickly, this well built, low maintenance property is set up to deliver. Upgrades include new flooring in the upstairs bedrooms, a double-wide paved driveway, and a cement walkway leading to a spacious deck. The fully fenced backyard features two storage sheds and plenty of room for enjoying low maintenance outdoor living. Set in a prime location, this home is steps from the GO Train and Via Rail station, just over the bridge from Downtown, and minutes from everyday essentials like Walmart, LCBO, restaurants, parks, and schools. Youll also enjoy quick access to the bustling Fourth Avenue power center, the new St. Catharines hospital, and world-class education at Ridley College. The Pen Centre, Niagaras largest shopping mall, and Brock University are both less than a 10-minute drive, making this an ideal location for families, professionals, and future tenants alike. With its combination of a newer build for the neighbourhood, move-in readiness, and clear potential for secondary suite conversion, 13 Cumming St. is a smart buy for both first-time buyers and investors. Quick closing is available.
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Summary

Address
13 Cumming Street
MLSID
X12369882
Property Type
Detached
Property Category
Bedrooms
2 + 1
Bathrooms
2
Kitchens
1
Zoning
R2
Taxes (Annual)
$3,529.52
Tax Year
2024
Published
August 29, 2025
Days on Market
13 Days
Possession Type
Flexible
Possession Details
Flexible
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Inclusions

Fridge, Stove, Range Hood, Dishwasher, Microwave, Washer, Dryer, All Window Coverings

Exclusions

None

Details

Property Features
Arts Centre, Hospital, Library, Park, Place Of Worship, Public Transit
Bathroom 1
4-Piece Main Level
Bathroom 2
2-Piece Lower Level
Basement
Full, Finished
Interior Features
Air Exchanger, In-Law Capability, Sump Pump, Water Heater
Parking Spaces
2
Parking Total
2
Parking Features
Private Double
Architectural Style
Bungalow-Raised
Roof
Asphalt Shingle
Construction Materials
Brick, Vinyl Siding
Lot Size
3,675
Lot Width
35 Feet
Lot Depth
105 Feet
Water
Municipal
Heat Source
Electric
Heat Type
Baseboard
New Construction
No
Occupant Type
Vacant
Private Entrance
No
Sauna
No
Seasonal Property
No
Hot Tub / Spa
No
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